Financing

Layaways & Financing

Did you know that Christopher’s offers Layaways and Financing?

Layaways – Item(s) may be put on layaway for 20% down for 6 months. To cancel a layaway for any reason within those 6 months, a 10% restocking fee is required. Items on layaway cannot go home with the customer or be repaired until item is paid in full.

  • 20% down for 6 months ONLY
  • Regular monthly payments required
  • 10% restocking fee of total sale amount
  • Special orders are non-refundable
  • After 6 month period, items not paid and picked up will be returned to stock and ALL payments made will be forfeited.

Financing – We offer no interest financing through Synchrony Financial. After being approved by Synchrony Financial, an equal monthly payment amount will be required based on repayment over the 6 month term, interest free. Once approved, the customer may take their item(s) home with them the same day.

  • Please have available two forms of ID that can be verified- (1) government issued ID (driver’s license) and (1) major credit card. If using a joint applicant, the joint applicant must be present and also provide two forms of ID (Driver’s License/Government issued ID/Passport).
  • Please include all forms of income from all part-time jobs, bonuses, commissions, and investments. Applicants need only include child support, alimony, or separate maintenance income if they wish this income to be considered in their application.
  • Please note that the applicant must reside in the United States and be 18 years of age or older to apply.